WHY SHOULD I JOIN TrustMDPC?

Because you want to take control of your healthcare. Because you are tired of being limited to what is available instead of what you choose. Because you want the care you hear about on tv but have never been able to experience. Because you are exhausted of the “middlemen” making the decisions instead of you and your doctor. Or maybe you want to have a relationship with a doctor that understands your shortand long-term health goals. Why not have all of the above? You deserve it.

WHAT IS COVERED IN MY MONTHLY MEDICAL FEE?

Direct primary care covers your primary care physician’s professional services including chronic care management, acute concerns, annual/school physicals, surgical clearance along with preventive health. Not sure what exactly we manage? Email us at drbansal@www.trustmd.com.

If you have a problem that reaches beyond the scope of usual and customary primary care, your physician will carefully refer you outside the practice, by personally calling on your behalf. After your visit with a specialist Dr. Bansal will continue to coordinate further care along with you, if need be, and will also be available to answer any further questions/review results alongside you.

Is that it? NO Members also have access to 999 visits per year, in person, video, text or email access. Same day or next day 30-60 min appointments. There will never be a copay for any visit. Members will receive Dr. Bansal’s email and cell phone for after-hours access.

WHAT IF I JOIN AND DON’T LIKE IT?

We strive to make all our patients happy, but if for some reason you are not satisfied, you can cancel your membership at any time. Give us a 30-day notice, no questions asked. This way we make sure you have enough medications and appropriate follow ups before leaving.

WHAT IF I DON’T HAVE THE MONEY FOR THIS?

We may be able to help. Our goal is to provide free care to 10 percent of our members in financial need. For those of you blessed with a good income, please know that a portion of your membership fee will help provide care for those in our community struggling on a daily basis

DO I STILL NEED INSURANCE?

Yes. The biggest reason to keep health insurance is for the more expensive needs. ER visits, hospitalizations, advance imaging, specialist care. A high deductible plan works best with direct primary care that way you can save your insurance for other things besides primary care.

WILL DR. BANSAL BE “IN-NETWORK?”

No. Direct Primary Care payments are not covered by “in network” agreements with insurers. As part of TrustMDPC, Dr. Bansal will not participate with any insurance company.

WHAT IF I HAVE A HIGH DEDUCTIBLE PLAN?

TrustMDPC is a wonderful choice for patients with a high deductible plan. You’ll have ready access to your own doctor for a simple monthly fee. Some Direct Primary Care patients will change their insurance plan so that the net cost of their insurance + direct primary care is the same as before they joined a Direct Primary Care practice. Lower monthly premiums + cost for TrustMDPC on average saves patients annually. But it is important to have insurance for healthcare needs outside of primary care.

CAN I APPLY MY MONTHLY PAYMENT TO MY DEDUCTIBLE? WHAT ABOUT A HEALTH SAVINGS ACCOUNT OR FLEXIBLE SPENDING ACCOUNT?

YES! In General, you may use your HSA funds to cover your monthly medical services. We always recommend double checking with your account manager first. Unfortunately, FSA funds cannot be used for your monthly medical services.

WHAT ABOUT LAB TESTS?

Our practice has a contract with local labs and because of this we are able to pass down the discounts to our patients. These prices are for members only and payment is due to TrustMDPC at the time of service.

Pricing Comparison for Labs

We are happy to order your labs so that your insurance company is charged. But, if you have a high deductible plan, that can mean a lot of money from your wallet. At TrustMDPC, you can also pay for your labs directly – at a fraction of the cost. Take a look at the TrustMDPC difference:

Along with generally more affordable labs, without the involvement of insurance there are no SURPRISE charges or fees for labs. We believe in complete cost transparency and these are just a few examples of the savings members will receive.

IF I NEED TO GO TO A HOSPITAL, WHO WILL ADMIT ME?

You will be admitted by a hospitalist, not Dr. Bansal. We will certainly remain actively involved, talking to the doctors, reading your studies and helping to explain your care and tailor it to you. We will be ready to have you seen by Dr. Bansal as soon as you are discharged to continue giving you the best care possible and assist with any discharge follow ups.

I HAVE MORE QUESTIONS

Set up a free virtual meet and greet with Dr. Bansal. This way you get a feel of the care you will receive, along with deciding if Dr. Bansal is right for you. We offer this to all new patients, there is no commitment required but if you sign up the day of the enrollment fee will be waived.

If you have questions about Direct Primary Care in general, we invite you to visit directprimarycare.org Or please do not hesitate to email Dr. Bansal at Drbansal@www.trustmdpc.com